loyalty Card Program

Welcome to CMS

Community Merchant Solutions (CMS) is a unique information services company that specializes in the needs of small and midsize retailers. In addition to traditional point-of-sale transaction processing, we offer electronic check conversion, gift and reward card processing, a proprietary ATM debit payroll / international funds transfer card, as well as an array of ACH electronic debit services including file transmissions and a sophisticated WEB-based database platform for merchants to privately perform their own recurring debit activities. In other words Community Merchant Solutions provides you the affordable information services you need to compete with the retail elite.

CMS’s mission is to provide a pipeline that streams to you a broad inventory of business services designed to offload administrative burdens and encourage a focus on selling. The end result is a window of opportunity, opening up new sales and profits for your business.

We are unique with our “All-In-One” combination gift and reward card programs on one card. Whether your interests lie in electronic check conversion using the newest imaging technology, simple risk avoidance via paper-based check approval, electronic ATM payroll cards, or our unique “All-In-One” combination gift and reward card programs, Community Merchant Solutions is helping business change the way it operates – implementing enhanced check fraud algorithms, focusing on new customer marketing strategies, maximizing untapped opportunity, protecting profits and increasing revenues. And that is no small change.